🏠 Roofer

The Roofer's Business Starter Kit
USA (2026 Edition) — What's Inside

Most roofers replace roofs. The ones making real money also know how to read a Scope of Loss, write a supplement, and collect the full RCV — not just the ACV check. The average residential roof replacement in a storm market runs $12,000–$18,000. Insurance pays for 70–80% of those jobs. But the initial insurance estimate is almost always short — missing tearoff layers, no drip edge, ventilation uncounted. Every one of those omissions is money you earned and didn't collect.

What's inside the 130-page manual

This kit teaches you the supplement workflow from the adjuster meeting to the final RCV check — and wraps it inside a complete business system for anyone who wants to run a roofing company, not just swing a hammer.

The squares system — satellite measurements (EagleView, GAF QuickMeasure), pitch multipliers, waste factors, tearoff layers, and the price book formula that tells you your number before you order a single bundle
Insurance claims — start to finish — storm inspection protocol, claim filing, adjuster meeting script, reading the Scope of Loss, writing supplements for common omissions (tearoff layers, drip edge, ice & water shield, code upgrades, ventilation), ACV vs RCV, the two-party check problem
AOB and state law — what Assignment of Benefits is, where it's restricted (Florida, Colorado, Georgia), and why the wrong AOB approach can end your business
The full contracts package — roofing service agreement with insurance addendum, supplement rights clause, RCV release language, deductible notice, and storm chaser cancellation clause
Cash flow for roofers — materials upfront ($8k–$40k), insurance payout 21–45 days later, crew payroll weekly. The 40/40/20 deposit structure and Net 30 supplier terms that eliminate the gap
Scaling from solo to company — the four stages of a roofing business, when to hire a foreman vs. a salesperson, what percentage to hit before adding a truck

19 ready-to-use templates

7 Excel calculators — price book pre-loaded with 30 roofing services (per-square pricing, tearoff layers, pitch tiers, gutters, emergency tarping), startup costs tracker, profit first allocator, monthly P&L dashboard
12 Word documents — roofing service agreement with insurance addendum, estimate with satellite measurement fields, work order, change order, invoice with late fee clause, warranty certificate, LLC operating agreement, subcontractor agreement with COI requirement, storm call phone intake checklist, site assessment, post-job QC checklist, and 3-email follow-up sequence