๐Ÿ’ฐ Universal ยท Calculator #007

Work Backwards From What You Want to Take Home. Set the Revenue Target That Gets You There.

Enter your desired owner's salary, annual overhead, and target net profit margin โ€” get the gross revenue number your business needs to hit. Then break it down by month, week, and job.

How to use this calculator

  1. Enter Desired owner's salary (annual)
  2. Enter Annual overhead (excluding owner salary)
  3. Enter Target net profit margin (after all costs)
  4. Fill remaining fields
  5. See Annual revenue target update instantly
Your Numbers
What you want to pay yourself, before taxes.
Insurance, truck, tools, phone, software, subcontractors, etc.
Industry benchmark: 10โ€“20% net. Aim for 15%+ to build a real business.
Your typical invoice โ€” service call, install, or average project.
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Annual revenue target
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Per month
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Jobs needed / week
Enter your desired salary and overhead to see the revenue target you need to hit.
Get the Annual Business Planning Worksheet

Free PDF: one-page revenue planning template, quarterly milestone breakdown, and a pricing audit checklist to find where you're leaving money on the table.

One-time PDF + weekly business tips. Unsubscribe anytime.

Why Most Tradespeople Don't Know Their Revenue Number โ€” And What That Costs Them

Ask most solo operators or small shops what their annual revenue target is and you'll get a blank look or "as much as I can get." That's not a plan โ€” that's hoping. And it leads to two failure modes: taking every job at any price because you're not sure what you need, or turning down work that would have actually moved the needle.

Working Backwards From Take-Home

The correct order is: decide what you want to take home โ†’ add overhead โ†’ add profit buffer โ†’ arrive at revenue target. Most people do it in the wrong direction, trying to maximize revenue and hoping what's left is enough. Start with your personal number and build up.

The Jobs-Per-Week Reality Check

The most useful output of this calculator is the jobs-per-week number. If hitting your target requires 8 service calls per week and you're currently doing 4, that's a marketing and capacity problem. If it requires 2 large installations per week and you have the pipeline for it, you're probably fine. The weekly number tells you whether your business model can deliver the revenue you need.

The 15% Net Margin Floor

Revenue is vanity; profit is sanity. A trade business at 8% net margin has no cushion for a slow month, an equipment failure, or a bad debt. At 15%+ you can absorb a bad quarter and still pay yourself. Below 10%, you're one slow season from crisis. Build the margin target into your pricing โ€” not as an afterthought, but as the starting point.

The full system

Business Starter Kits for Tradespeople

Revenue planning worksheets, pricing calculators, estimate templates, and business forms to run a trade business that actually builds wealth โ€” not just income.

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Tradesman Starter Kits
Electrician ยท Plumber ยท HVAC ยท Roofer ยท Handyman
  • Annual business planning worksheet
  • Overhead tracker and pricing calculator
  • Estimate and change order templates
  • Service call rate schedule
  • Business setup checklist (license, insurance, LLC)
From $19
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About This Calculator

This calculator works backwards from your desired take-home pay to tell you exactly how much revenue your business must generate each year โ€” factoring in overhead, taxes, and your target profit margin. Solo contractors use it at the start of each year to set a real revenue target instead of guessing what a 'good year' looks like. Enter your desired annual income, overhead costs, and margin goal, and you'll get a single number to aim for โ€” your minimum viable revenue.