Free Calculator · Universal
True Hourly Rate Calculator
Your real billable rate — after salary, overhead, profit, and unbillable hours. Not what you guess, what the math says. Get it as a branded PDF for your records.
📊 Enter your numbers
All fields default to typical solo-contractor values — adjust to your reality.
$
/yr
What you want to pay yourself before taxes.
$
/yr
Insurance, truck, tools, phone, software, office, licenses — everything to keep the doors open.
%
On top of your salary — this is what the business makes. 10–20% is typical.
hrs
Not hours you work — hours you can actually invoice. Most solo trades hit 25–32.
wks
52 minus vacation, sick, and holidays. 48 is common.
Your True Hourly Rate
$—/hr
Salary: —
Overhead: —
Profit: —
Billable hrs/yr: —
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This calculator is the free version.
Each Business Starter Kit includes 7 Excel calculators with pre-loaded price books, burdened-labor breakdown, and breakeven projection model built for your specific trade.
See All 5 Kits — $39 each